Disclaimer

TERMS AND CONDITIONS

ThorFi and its owners, employees, agents, representatives, and service providers (collectively “ThorFi”) provide this website (the “Site”) for informational purposes only. Use of and access to the Site and the information, materials, services, and other content available on or through the Site (“Content”) are subject to these terms of use and all applicable laws.

NO FINANCIAL OR INVESTMENT ADVICE

The Content is for informational purposes only, you should not construe any such information or other material as legal, tax, investment, financial, or other advice. Nothing contained on our Site constitutes a solicitation, recommendation, endorsement, or offer by ThorFi or any third-party service provider to buy or sell any products in any jurisdiction in which such solicitation or offer would be unlawful under the securities laws of such jurisdiction.

All Content on this site is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in the Site constitutes professional and/or financial advice, nor does any information on the Site constitute a comprehensive or complete statement of the matters discussed. ThorFi is not a fiduciary by virtue of any person’s use of or access to the Site or Content. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other Content on the Site before making any decisions based on such information or other Content. In exchange for using the Site, you agree not to hold ThorFi, its affiliates, or any third-party service provider liable for any possible claim for damages arising from any decision you make based on information or other Content made available to you through the Site.

”Investments” used anywhere on the Site refers to distributions of ThorFi capital to projects with no guarantee of any return on that investment to ThorFi. Any person interacting with ThorFi through the protocol is not an investor and is doing so at their own risk. You should not purchase any product of ThorFi unless you are prepared to sustain a loss of some or all tokens spent.

CRYPTOCURRENCY RISKS

While ThorFi is doing everything it can to be successful, there are well-known and understood risks associated with engaging with protocols in the cryptocurrency space (i.e., extreme volatility, hacking, macroeconomic trends, etc.) that can involve the risk of total loss without warning. Loss of spent funds is possible, if not likely. ThorFi’s past performance is not a guarantee or predictor of future performance.

SITE AND CONTENT NOT WARRANTED

THE SITE AND CONTENT, ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND. YOU BEAR ALL RISKS ASSOCIATED WITH THE USE OF THE SITE AND CONTENT, INCLUDING WITHOUT LIMITATION, ANY RELIANCE ON THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY CONTENT AVAILABLE ON THE SITE. THOR FINANCIAL AND ITS EMPLOYEES, OWNERS, PARTNERS, AGENTS, REPRESENTATIVES, SUPPLIERS, AND SERVICE PROVIDERS, DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, ALL WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, USEFULNESS, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR USE, AND WARRANTIES THAT MAY ARISE FROM COURSE OF USAGE.

LIMITATION OF LIABILITY

YOUR EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THE SITE AND CONTENT IS TO STOP USING THE SITE AND CONTENT. THOR FINANCIAL IS NOT LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR PUNITIVE DAMAGES, UNDER ANY THEORY OF LIABILITY, INCLUDING WITHOUT LIMITATION, DAMAGES FOR LOSS OF PROFITS, USE, DATA, OR LOSS OF OTHER INTANGIBLES. IN PARTICULAR, AND WITHOUT LIMITATION, THOR FINANCIAL WILL NOT BE LIABLE FOR DAMAGES OF ANY KIND RESULTING FROM YOUR USE OF OR INABILITY TO USE THE SITE OR CONTENT.

While we try to maintain the integrity and security of the Site and the servers from which the Site is operated, we do not guarantee that the Site or Content is or remains secure, complete, or correct, or that access to the Site or Content will be uninterrupted or error-free. The Site and Content may include inaccuracies, errors, and materials that violate or conflict with these Terms. Additionally, third parties may make unauthorized alterations to the Site or Content. If you become aware of any unauthorized third-party alteration to the Site or Content, contact us at [e-mail] with a description of the material(s) at issue and the URL.

NOTICES, COMMUNICATIONS, AND ELECTRONIC SIGNATURES

You agree to be bound by any affirmation, assent, or agreement that you transmit on or through the Site or any other aspect of ThorFi’s services that you access by computer or another electronic device, including internet, telephonic and wireless devices, including but not limited to any consent you give to receive communications from us solely through electronic transmission. You agree that, when in the future you click on a “Submit” or “I agree” or other similarly worded “button” or entry field with your mouse, keystroke, or another device, your agreement or consent will be legally binding and enforceable and the legal equivalent of your handwritten signature.

LIMITED RIGHT OF USE/OWNERSHIP OF CONTENT

You are permitted to use the Site and Content for your personal, non-commercial use only. The Site and Content are and shall remain the property of ThorFi and are protected by copyright, trademark, and/or other intellectual property, proprietary, work product rights, and laws. You may use the Site and Content for your personal, noncommercial use, provided that you keep intact all copyright, trademark, patent, and other proprietary notices. Except as expressly authorized in advance by ThorFi in writing, you agree not to reproduce, modify or create derivative works based on, rent, lease, loan, sell, distribute, publish, publicly perform or display, reverse engineer, decompile or dissemble, all or any part of the Site or Content.

Trade names, trademarks, and service marks of ThorFi include, without limitation, ThorFi and any associated logos. All trademarks and service marks on the Site not owned by ThorFi are the property of their respective owners. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of ThorFi’s trade names, trademarks, or service marks without our express prior written consent.

TERMINATION

ThorFi, in its sole discretion, may terminate your access to or use of the Site and Content, at any time and for any reason. Your access to or use of the Site and Content may be terminated without notice. ThorFi shall not be liable to you or any third party for any termination of your access to the Site or Content, or to any such information or files, and shall not be required to make such information or files available to you after any such termination.

RULES OF CONDUCT

Your use of the Site and Content is conditioned on your compliance with the rules of conduct set forth here. You will not:

• Use the Site or Content for any fraudulent or unlawful purpose.

• Interfere with or disrupt the operation of the Site or Content or the servers or networks used to make the Site and Content available; or violate any requirements, procedures, policies or regulations of such networks.

• Restrict or inhibit any other person from using the Site or Content (including without limitation by hacking or defacing any portion of the Site or Content).

• Use the Site or Content to advertise or offer to sell or buy any goods or services without ThorFi’s express prior written consent.

• Reproduce, duplicate, copy, sell, resell or otherwise exploit for any commercial purposes, any portion of, use of, or access to the Site or Content.

• Modify, adapt, reverse engineer, de-compile/disassemble any part of the Site or Content.

• Remove any copyright, trademark, or other proprietary rights notice from the Site or materials originating from the Site or Content.

• Frame or mirror any part of the Site or Content without ThorFi’s express prior written consent.

• Create a database by systematically downloading and storing Content.

• Use any robot, spider, site search/retrieval application, or other manual or automatic device to retrieve, index, “scrape,” “data mine” or in any way gather Content or reproduce or circumvent the navigational structure or presentation of the Site without Company’s express prior written consent.

INDEMNIFICATION

By accessing and using the Site and Content, you agree to indemnify, defend and hold harmless ThorFi (specifically including its owners, partners, employees, agents, information providers, licensors, and licensees) (collectively, the “Indemnified Parties”) from and against any and all claims, losses, costs, and expenses (including attorneys’ fees) arising out of or relating to (a) any breach (or claim, that if true, would be a breach) by you of these Terms and (b) your use of or activities in connection with the Site. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. You shall not enter into any settlement agreement which affects the rights of any of the Indemnified Parties or requires the taking of any action by any of them, without our prior written approval.

JURISDICTIONAL CONTEXT

The Site is controlled and operated by ThorFi, and is not intended to subject ThorFi to the laws or jurisdiction of any country or territory. ThorFi does not represent or warrant that the Site or any part thereof is appropriate or available for use in any particular jurisdiction. In choosing to access the Site, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws, rules, and regulations. We may limit the Site’s availability to any person, geographic area, or jurisdiction.

MODIFICATIONS

ThorFi may amend the terms of use at any time at its discretion, by posting revisions on the Site.